12855 Broad Street Sparta, GA 31087
Mailing Address: PO Box 340 Sparta, GA 31087 Phone: (706) 444-5781 Fax: (706)444-8363   
Products & Services

Checking Accounts

  • To open a checking account, you must deposit $100.00
  • A monthly charge of $7.00 will be imposed every statement cycle if the balance falls below $250.00 any day during the statement cycle.

NOW Accounts

  • To open a NOW account, you must deposit $1,000.00
  • A monthly charge of $8.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day during the statement cycle.
  • You must maintain a minimum balance of $1,000.00 in the account each day during the statement cycle to obtain the disclosed annual percentage yield.

Super NOW Accounts

  • To open the Super NOW account, you must deposit $1,000.00 for personal accounts and $2,500.00 for business accounts
  • A monthly charge of $8.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 for personal accounts and $2,500.00 for business accounts any day during the statement cycle
  • You must maintain a minimum balance of $1,000.00 for personal accounts and $2,500.00 for business accounts every day during the statement cycle to obtain the disclosed annual percentage yield.

Money Market Accounts

  • To open a Money Market Account, you must deposit $1,000.00 for personal accounts and $10,000.00 for business accounts
  • A monthly charge of $8.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 for personal accounts and $10,000.00 for business any day during the statement cycle.
  • You may make only six transfers from your account each statement cycle. An excess withdrawal fee of $5.00 will be charged for each check or transfer in excess of 6 during the statement cycle.
  • You must maintain a minimum balance of $1,000.00 for personal accounts and $10,000.00 for business accounts every day of the statement cycle to obtain the disclosed annual percentage yield.

Savings Accounts

  • To open a passbook savings account, you must deposit $50.00
  • You are allowed one withdrawal (in person, electronic, requested/pre-arranged transfer) from your account each month. An excess activity charge of $3.00 will be imposed on each withdrawal in excess of one.

CD’s

  • $500.00 minimum to open this account
  • Competitive interest rates
  • Terms range from 3 months to 36 months
  • Bank may charge a penalty for early withdrawal

Loans

  • New and used auto loans
  • Real estate and home equity loans
  • Mortgage Loan Originators

     
  • Bank of Hancock County - #512566
    S H. Hollis III #528688
    George L. Jackson #528686
    Caroline H. Baker #528684
    Lonna M. Deraney #528683
    S H. Hollis IV #528689
    Ann H. Wilson #623393
    Tonya W. Thurman #1363286
  • Construction and property improvement loans
  • Mobile home loans
  • Business loans
  • Personal loans

Other Services

  • Safe deposit boxes
  • Night depository
  • Savings bonds
  • ATM
  • ATM/Debit cards
  • 24 hour telephone banking
  • Free internet banking and bill pay

Instant Debit Card Alerts

Instant Debit Card Alerts - Call 706-444-5781 to enroll

Receive a text message each time your debit card is used. Message frequency varies by account. Message and data rates may apply. Text HELP to 72586 for help or call 706-444-5781. Text STOP to 72586 to cancel. Participating carriers include AT&T, Sprint, T-Mobile, Verizon Wireless, Boost, Virgin Mobile, MetroPCS, Alltel / AWCC, Cricket, Google Voice and U.S. Cellular. For privacy policy, please click here.